The-Pulse - חדשות הדופק של ישראל

הצעת חוק: לחיב מוסדות פיננסיים לדווח על כספים ללא דורש

ח"כ מאיר שטרית (קדימה) הגיש הצעת חוק בנושא חובת הדיווח של מוסדות פיננסיים על כספים ללא דורש. על פי הצעת החוק, באגף הממונה על שוק ההון במשרד האוצר תוקם יחידה אשר תהיה אחראית לרישומם של כספים ללא דורש באמצעות הקמת מאגר מידע לאומי שיהיה נגיש לציבור ללא תשלום

כלים

לדבריו של שטרית: "הצעת החוק באה למצוא פיתרון לסוגיה הזו ולקבוע שכל הגופים הפיננסים בישראל יהיו חייבים, על-פי חוק, לעדכן באופן שוטף ורציף את המידע המצוי בידם, אודות הכספים ללא דורש. מנתונים שעלו במחקר שנעשה בכנסת עולה כי כיום יש למעלה מ-15 מיליארד שקלים ללא דורש". עוד הוסיף:"לצערי המוסדות הפיננסיים מתעלמים מהנחיות משרד האוצר ולא מדווחים על הכסף. זהו כסף של הציבור אשר עמל רבות להשיג אותו, אין שום סיבה שהכסף לא יגיע לבעליו."

הנכסים הכספיים האלה עשויים להיות כספים שהופרשו לקרנות פנסיה, לקופות גמל, לקרנות השתלמות, לפוליסות ביטוח חיים, ביטוח מנהלים וכדומה. כמו כן גם חשבונות רדומים בבנקים, תוכניות חיסכון לסוגיהן, כספי פיצויים שלא נפדו, דיבידנדים, מניות וכיו"ב.

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